Study Overview
- Title:
- Microfinance demand in Pakistan Punjab
- Study is 3ie funded:
- No
- Study ID:
- RIDIE-STUDY-ID-528385f5d3034
- Initial Registration Date:
- 11/13/2013
- Last Update Date:
- 11/08/2013
- Study Status:
- Ongoing
- Location(s):
- Pakistan
- Abstract:
We have run a field experiment in Pakistan Punjab to test demand for microfinance among women.
- Registration Citation:
Quinn, S., 2013. Microfinance demand in Pakistan Punjab. Registry for International Development for Impact Evaluations (RIDIE). Available at: 10.23846/ridie012
- Categories:
- Agriculture and Rural Development
Education
Finance
- Additional Keywords:
- Secondary ID Number(s):
Principal Investigator(s)
- Name of First PI:
- Simon Quinn
- Affiliation:
- University of Oxford
- Name of Second PI:
- Affiliation:
Study Sponsor
- Name:
- Improving Institutions for Pro-Poor Growth (Phase 2)
- Study Sponsor Location:
- United Kingdom
Research Partner
- Type of Organization:
- NGO (local) or other civil society organization
- Location:
- Pakistan
Intervention Overview
- Intervention:
We are evaluating a microfinance product offered to women in Pakistan Punjab. The objectives of the product are to improve access to finance. The expected beneficiaries are poor women in Pakistan Punjab. The product is implemented through existing microfinance groups -- i.e. groups of women who are organised at the village level for the purposes of sharing microfinance access.
- Theory of Change:
- Multiple Treatment Arms Evaluated?
- No
Implementing Agency
- Type of Organization:
- NGO (local)/Community Based Organization/Other civil society organization
Program Funder
- Name of Organization:
- Improving Institutions for Pro-Poor Growth (Phase 2)
- Type of Organization:
- Other
Intervention Timing
- Intervention or Program Started at time of Registration?
- Yes
- Start Date:
- 09/09/2013
- End Date:
- 10/13/2013
Evaluation Method Overview
- Primary (or First) Evaluation Method:
- Randomized control trial
- Other (not Listed) Method:
- Additional Evaluation Method (If Any):
- Other (not Listed) Method:
Method Details
- Details of Evaluation Approach:
We are randomly varying the contractual terms of a microfinance product, to generate differences in product take-up.
- Outcomes (Endpoints):
Please see the Pre-Analysis Plan, where is this defined and discussed in detail. Specifically, we are interested in testing the take-up of our microfinance product.
- Unit of Analysis:
- We will test effects on outcomes both at the level of individuals and of microfinance groups.
- Hypotheses:
We are testing the sensitivity of microfinance demand to the terms of the contracts offered.
- Unit of Intervention or Assignment:
- Existing microfinance groups
- Number of Clusters in Sample:
- We have 32 clusters. Each cluster is a group of about 30 women in the same village, who all participate in microfinance.
- Number of Individuals in Sample:
- We have approximately 900 women in the sample (we surveyed 1061 initially, but we anticipate having about 900 women after dropping those who did not participate in the experiment).
- Size of Treatment, Control, or Comparison Subsamples:
- All 1061 women were 'treated' (offered the product), but the treatment varies randomly between them.
Supplementary Files
- Other Documents:
Outcomes Data
- Description:
- We will use survey data collected by our research assistants during the experimental implementation. This dataset includes information on participants' education, household income, and distance to meeting place.
- Data Already Collected?
- Yes
- Data Previously Used?
- No
- Data Access:
- Restricted -- Access requires a formal approval process
- Data Obtained by the Study Researchers?
- Data Approval Process:
- This data was collected by our research team as part of the experimental implementation. We will be willing to share an anonymised version of this dataset with other researchers, after the completion of our analysis. Other researchers can obtain access by contacting the Centre for the Study of African Economies (University of Oxford).
- Approval Status:
- Yes-obtained approval and have received the data
Treatment Assignment Data
- Participation or Assignment Information:
- No
- Description:
- We will use administrative data collected by our research assistants during the experimental implementation.
- Data Obtained by the Study Researchers?
- Yes
- Data Previously Used?
- No
- Data Access:
- Restricted -- Access requires a formal approval process
- Data Obtained by the Study Researchers?
- Data Approval Process:
- This data was collected by our research team as part of the experimental implementation. We will be willing to share an anonymised version of this dataset with other researchers, after the completion of our analysis. Other researchers can obtain access by contacting the Centre for the Study of African Economies (University of Oxford).
- Approval Status:
- Yes-obtained approval and have received the data
Data Analysis
- Data Analysis Status:
- Yes
Study Materials
- Upload Study Materials:
Registration Category
- Registration Category:
- Non-Prospective, Category 4: Data for measuring impacts have been obtained/collected by the research team and analysis for this evaluation has started
Completion Overview
- Intervention Completion Date:
- Data Collection Completion Date:
- Unit of Analysis:
- Clusters in Final Sample:
- Total Observations in Final Sample:
- Size of Treatment, Control, or Comparison Subsamples:
Findings
- Preliminary Report:
- Preliminary Report URL:
- Summary of Findings:
- Paper:
- Paper Summary:
- Paper Citation:
Data Availability
- Data Availability (Primary Data):
- Date of Data Availability:
- Data URL or Contact:
- Access procedure:
Other Materials
- Survey:
- Survey Instrument Links or Contact:
- Program Files:
- Program Files Links or Contact:
- External Link:
- External Link Description:
- Description of Changes:
Study Stopped
- Date:
- Reason: